What is a good ROI for an investment?

A good ROI depends on the asset class. The S&P 500 has averaged about 10% annually (7% after inflation). Real estate typically targets 8-12%, bonds 4-6%, and savings accounts 1-4%. Any ROI that consistently beats inflation (currently ~3.5%) is considered positive.

How do you calculate ROI with different time periods?

To compare a 50% ROI over 2 years vs 30% over 1 year, use annualized ROI: [(1 + 0.50)^(1/2) − 1] × 100 = 22.5% per year vs 30% per year. The shorter investment is actually better. Always annualize when comparing investments held for different durations.

What ROI does not tell you?

ROI does not account for risk, time held, or opportunity cost. A 50% ROI from a risky crypto investment over 1 year is not comparable to 50% from government bonds over 10 years. Always consider risk-adjusted returns and the time value of money alongside ROI.

Are the calculations on ROI Calculator | Profit & Investment Return Analysis private?

Yes, completely. All calculations are performed entirely locally inside your browser using JavaScript. No inputs or personal metrics are ever transmitted to or stored on our servers.

ROI Calculator | Profit & Investment Return

ROI Calculator – Investment ReturnsMetriova provides free online calculators for finance, business, health, and construction. Calculate loans, investments, fitness metrics, and project materials in seconds.ROI by Investment Type: What Returns Can You Expect?ROI measures gain relative to cost: ROI = (Gain - Cost) / Cost × 100. Average annual returns vary widely by asset class. Stocks average ~10% historically, while high-yield savings accounts return ~2%. Higher returns generally come with higher volatility and risk.

Investment Type

Avg Annual Return

Risk Level

S&P 500 Stocks

~10%

High

Real Estate

~8%

Medium-High

Bonds

~5%

Low-Medium

High-Yield Savings

~2%

Low

Gold

~7%

Medium